Fast Commercial Loans • Cincinnati & Nationwide
    (513) 226-9052
    JT Capital Advisors
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    Private Money Loans - Creative Solutions for Unique Deals

    Work directly with private capital for maximum flexibility. When traditional lenders say no, private money says yes. Perfect for complex deals, unique properties, or challenging situations.

    Direct Private Capital
    Creative Structuring
    Fast Decisions
    Flexible Terms
    #1 Spot on Google My BusinessCincinnati Lender

    Why Choose Private Money Loans?

    Direct Relationship

    Work directly with decision-makers who understand real estate. No committees, no rigid guidelines - just smart people making smart deals.

    Creative Structuring

    Customize loan terms, payment structures, and exit strategies to fit your unique situation. Every deal is different in [CITY].

    Deal-Focused Underwriting

    We evaluate the opportunity, not just your credit score. Strong deals in [COUNTY] get approved even with challenging borrower profiles.

    Quick Decisions

    Get approval in principle within 24-48 hours. Private money moves fast when you need it most.

    No Property Limitations

    Unusual properties, unique situations, or properties traditional lenders avoid - we consider everything in [CITY] and [COUNTY].

    Relationship-Based

    Build long-term relationships for repeat financing. Our best clients in [STATE] do multiple deals with consistent terms and faster approvals.

    Program Details

    Loan Amounts

    $75,000 - $10,000,000

    Interest Rates

    9-15% (negotiable based on deal)

    Terms

    6-36 months

    Closing Time

    7-14 business days

    Prepayment Penalty

    None

    Flexible prepayment terms negotiated per deal. Typically no penalty for early payoff.

    Property Types

    • Any property type
    • Unique properties
    • Distressed assets
    • Land
    • Commercial
    • Mixed-use

    Credit Score

    Flexible - deal dependent

    Down Payment

    10-30% equity required

    LTV

    Up to 80% LTV (varies by property)

    How It Works

    1

    Initial Discussion

    Share your deal, situation, and what you're trying to accomplish

    2

    Deal Evaluation

    We assess the opportunity and determine if private money is the right fit

    3

    Terms Proposal

    Receive customized loan terms designed around your specific deal

    4

    Quick Closing

    Close in 7-14 days with flexible, negotiated terms

    Frequently Asked Questions

    Private Money Loans in Ohio Cities (Plus Nationwide Lending)

    Click on any city to view location-specific information, rates, and requirements

    Jefferson County

    Campbell County

    Serving Ohio, Northern Kentucky & Indianapolis

    Headquartered in Cincinnati, we provide private money loans throughout Ohio, Northern Kentucky, and Indianapolis. Local expertise, regional reach, personal service.

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    Ready to Get Started?

    Apply now or contact us to discuss your financing needs

    Call (513) 226-9052

    Need Financing?

    Fast approval • Flexible terms

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