Bridge Loans - Fast Capital When You Need It Most
Close the gap between selling and buying, refinancing, or any situation requiring temporary financing. Fast approvals and flexible terms designed for real estate investors and property owners.
Bridge Loan Calculator
Bridge Loan Calculator Results
Generated on April 11, 2026
Input Summary
| Loan Amount | $300,000 |
| Interest Rate | 9.5% |
| Loan Term | 12 months |
| Origination Points | 2% |
Calculation Results
| Monthly Payment | $26,305 |
| Total Interest | $15,661 |
| Origination Points Cost | $6,000 |
| Total Cost | $21,661 |
| Loan Term | 12 months |
Exit Strategy Timeline
Plan to refinance or sell within 12 months. Consider applying for long-term financing 60 days before maturity to ensure a smooth transition.
JT Capital Advisors
Commercial & Investment Property Financing
📞 (513) 800-1111
🌐 www.jtohio.com
This calculation is for informational purposes only and does not constitute a loan offer or commitment. Actual loan terms may vary based on credit, property, and underwriting requirements.
How This Works
Bridge loans are short-term financing tools (typically 3-24 months) used to "bridge" the gap between buying a new property and selling an existing one, or during renovations before refinancing.
Tips to Improve
- •Have a clear exit strategy before taking a bridge loan
- •Factor in origination points when comparing lenders
- •Consider interest-only payments to reduce monthly cost
- •Plan for 6-12 month term even if you expect to pay off sooner
Common Mistakes
- •Underestimating the time needed to sell or refinance
- •Not having backup financing options
- •Forgetting about prepayment penalties
- •Overlooking the total cost including points and fees
Why Choose Bridge Loans?
Ultra-Fast Closings
Close in 5-10 days when timing is critical. Perfect for time-sensitive opportunities or avoiding double-mortgage situations.
Bridge the Gap
Buy your next property before selling your current one, or transition smoothly between financing arrangements without losing deals.
High Leverage
Access up to 85% LTV on your property value. Preserve capital while securing the financing you need.
Flexible Exit Strategies
Pay off through sale, refinance, or extend as needed. We work with your timeline and business strategy.
Simplified Documentation
Streamlined approval process focused on property value and equity, not complex financial documentation.
All Property Types
Residential, commercial, mixed-use, and land. We finance diverse property types across [CITY] and [COUNTY].
Program Details
Loan Amounts
$100,000 - $15,000,000
Interest Rates
8-13% (based on deal structure)
Terms
6-24 months
Closing Time
5-10 business days
Prepayment Penalty
Pay off early without penalty. Expected to refinance or sell before term ends.
Property Types
- ✓Single Family
- ✓Multi-Family
- ✓Commercial
- ✓Mixed-Use
- ✓Land
Credit Score
620+ preferred
Down Payment
15-30% equity required
LTV
Up to 85% LTV
How It Works
Initial Consultation
Discuss your situation, timeline, and financing needs
Property Assessment
Quick evaluation of property value and equity position
Terms & Approval
Receive customized terms and approval within 24-48 hours
Fast Closing
Close and fund in 5-10 days to meet your timeline
Frequently Asked Questions
Bridge Loans in Ohio Cities (Plus Nationwide Lending)
Click on any city to view location-specific information, rates, and requirements
Hamilton County
Warren County
Montgomery County
Greene County
Clinton County
Marion County
Jefferson County
Fayette County
Kenton County
Campbell County
Serving Ohio, Northern Kentucky & Indianapolis
Headquartered in Cincinnati, we provide bridge loans throughout Ohio, Northern Kentucky, and Indianapolis. Local expertise, regional reach, personal service.
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Need Financing?
Fast approval • Flexible terms