Fix and Flip Loans - Finance Your Next Profitable Flip
Get the capital you need to acquire and renovate properties for maximum profit. We fund both purchase and renovation costs with flexible terms designed for house flippers.
Fix & Flip ROI Calculator
Calculate your profit potential on fix-and-flip deals. Get instant ROI analysis and recommended financing options.
Purchase & Property Costs
= $0
Holding & Selling Costs
Utilities, taxes, insurance, etc. = $0 total
Agent commissions, closing costs = $0
Financing Options
Your ROI Results
Profit analysis for this flip
Return on Investment
Cost Breakdown
Fix & Flip Tips
The 70% Rule
Purchase price + rehab should not exceed 70% of ARV for healthy profit margins. This accounts for all costs and provides a safety cushion.
Time is Money
Every month adds holding costs. Complete renovations in 3-4 months when possible. Interest, utilities, and taxes eat into profits quickly.
Target 20%+ ROI
Aim for at least 20-30% ROI to account for unexpected costs and market changes. Budget 10-15% contingency for rehab overruns.
Fix & Flip ROI Calculator Results
Generated on April 11, 2026
Input Summary
| Purchase Price | $0 |
| Rehab Costs | $0 |
| After Repair Value (ARV) | $0 |
| Holding Period | 6 months |
| Interest Rate | 10% |
| Down Payment | 20% |
Calculation Results
| Return on Investment (ROI) | 0.0% |
| Annualized ROI | 0.0% |
| Net Profit | $0 |
| Deal Quality | Poor Deal |
| Purchase Price | $0 |
| Rehab Costs | $0 |
| Total Investment | $0 |
| After Repair Value | $0 |
| Cash Required | $0 |
| Financing Recommendation | Fix & Flip Loan |
Deal Analysis
Low or negative returns. Re-evaluate numbers or walk away from this deal.
Recommended Financing: Competitive rates, up to 85% LTV including rehab budget
JT Capital Advisors
Commercial & Investment Property Financing
📞 (513) 800-1111
🌐 www.jtohio.com
This calculation is for informational purposes only and does not constitute a loan offer or commitment. Actual loan terms may vary based on credit, property, and underwriting requirements.
Why Choose Fix and Flip Loans?
Purchase + Rehab Funding
Finance up to 90% of purchase price plus 100% of renovation costs. Get everything you need to complete your flip in one loan.
Renovation Draws
Access rehab funds through scheduled draws as work progresses. We work with your contractor's timeline to ensure smooth project completion.
Fast Approvals
Close in 7-10 days and start your project quickly. Don't lose deals to buyers with faster financing.
Interest-Only Payments
Keep your monthly costs low with interest-only payments. Maximize cash flow during your renovation period.
Based on ARV
Loan amounts based on After Repair Value (ARV), not current condition. Access more capital for profitable deals in [CITY].
No Prepayment Penalties
Sell or refinance anytime without penalties. Keep all your profits when you close your flip in [COUNTY].
Program Details
Loan Amounts
$50,000 - $5,000,000
Interest Rates
10-15% (interest-only payments)
Terms
12-18 months
Closing Time
7-10 business days
Prepayment Penalty
No prepayment penalty. Sell or refinance anytime and keep all your profits.
Property Types
- ✓Single Family
- ✓Multi-Family (2-4 units)
- ✓Condos
- ✓Townhomes
Credit Score
600+ (flexible for experienced flippers)
Down Payment
10% of purchase price
LTV
90% of purchase + 100% of rehab costs (based on ARV)
How It Works
Submit Deal Details
Provide property details, purchase price, and renovation budget
ARV Evaluation
We evaluate the After Repair Value and approve loan amount
Quick Closing
Close on the property in 7-10 days
Draw Schedule
Access renovation funds through scheduled draws as work completes
Sell or Refinance
Complete your flip and payoff with no prepayment penalty
Frequently Asked Questions
Fix and Flip Loans in Ohio Cities (Plus Nationwide Lending)
Click on any city to view location-specific information, rates, and requirements
Hamilton County
Warren County
Montgomery County
Greene County
Clinton County
Marion County
Jefferson County
Fayette County
Kenton County
Campbell County
Serving Ohio, Northern Kentucky & Indianapolis
Headquartered in Cincinnati, we provide fix and flip loans throughout Ohio, Northern Kentucky, and Indianapolis. Local expertise, regional reach, personal service.
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Need Financing?
Fast approval • Flexible terms