Equipment Financing - Get the Tools Your Business Needs
Finance essential equipment without depleting cash reserves. From heavy machinery to technology, we provide competitive rates and flexible terms designed to preserve working capital.
Equipment Financing Calculator
How This Works
Calculate equipment financing costs including Section 179 tax deductions. This allows businesses to deduct the full purchase price of qualifying equipment in the first year.
Tips to Improve
- •Section 179 limit is $1.22M for 2024
- •Must be placed in service in the tax year
- •Equipment must be used for business >50% of time
- •Consult your accountant to maximize deductions
Common Mistakes
- •Not taking advantage of Section 179
- •Forgetting about state tax benefits
- •Not considering equipment depreciation schedule
- •Overlooking maintenance and insurance costs
Why Choose Equipment Financing?
100% Equipment Financing
Finance the full purchase price of equipment without cash outlay. Preserve working capital for operations and growth in [CITY].
Terms Match Equipment Life
Loan terms match the useful life of your equipment, typically 2-7 years. Don't pay for equipment longer than you use it in [COUNTY].
Fast Approvals
Get approved in days and acquire equipment quickly. Don't lose contracts or opportunities waiting for financing in [STATE].
Tax Benefits
Equipment financing may offer tax deductions through Section 179 or depreciation. Consult your accountant about benefits for [CITY] businesses.
Equipment Serves as Collateral
The equipment itself secures the loan, minimizing need for additional collateral. Simpler approval for [COUNTY] businesses.
All Equipment Types
Finance machinery, vehicles, tech equipment, medical devices, restaurant equipment, or any business-critical assets needed in [CITY].
Program Details
Loan Amounts
$10,000 - $2,000,000
Interest Rates
6-15% (based on creditworthiness)
Terms
2-7 years (matches equipment lifespan)
Closing Time
3-7 business days
Prepayment Penalty
Most equipment financing has no prepayment penalty. Some lenders may charge early payoff fees - confirm terms before signing.
Industries Served
- ✓Construction
- ✓Manufacturing
- ✓Healthcare
- ✓Transportation
- ✓Restaurants
- ✓Technology
Credit Score
650+ preferred
Down Payment
0-20% down payment
How It Works
Equipment Quote
Get pricing from equipment vendor or manufacturer
Apply for Financing
Submit application with equipment details and business information
Quick Approval
Receive approval and terms within 24-72 hours
Purchase Equipment
We pay the vendor directly and you start using your equipment
Frequently Asked Questions
Equipment Financing in Ohio Cities (Plus Nationwide Lending)
Click on any city to view location-specific information, rates, and requirements
Hamilton County
Warren County
Montgomery County
Greene County
Clinton County
Marion County
Jefferson County
Fayette County
Kenton County
Campbell County
Serving Ohio, Northern Kentucky & Indianapolis
Headquartered in Cincinnati, we provide equipment financing throughout Ohio, Northern Kentucky, and Indianapolis. Local expertise, regional reach, personal service.
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Need Financing?
Fast approval • Flexible terms