Our Mission
Terry May has been connecting Ohio real estate investors and business owners with the right funding partners since 1999. As a commercial mortgage broker with 25+ years of experience, Terry works with a curated network of lenders to find the best fit for each deal — hard money, DSCR, fix and flip, SBA, and unsecured business credit.
Whether you need a hard money lender for a property acquisition, equipment financing for your business, or working capital to seize an opportunity, Terry will match you with the right funding partner.
Headquartered in downtown Cincinnati since 1999, JT Capital Advisors has built its reputation by finding the right funding partner for each deal. From simple equipment purchases to complex real estate developments, every transaction gets the same level of care and attention to detail.
Terry's goal is simple: to connect you with the right lender, at the right terms, when you need it most. Whether you're a seasoned investor or a first-time business owner, you'll get honest advice and a direct line to Terry at 513-226-9052.
Why Choose JT Capital Advisors?
Speed & Efficiency
Fast approvals and flexible closing timelines to meet your project deadlines
Regional Reach
Cincinnati-based with lending relationships across Ohio, Northern Kentucky & Indianapolis
Diverse Programs
From hard money to SBA loans, we have the right financing solution for your needs
25 Years Experience
A quarter-century of commercial lending expertise you can trust
Our Track Record
$500M+
Total Loans Funded
25 Years
In Business Since 2000
3 States
OH, KY & IN
Our Sister Company
Signed On Time Mobile Notary
Our sister company provides professional mobile notary services throughout Southwest Ohio. Perfect for loan closings, business documents, estate planning, and all your notarization needs. Same trusted service, same phone number—just a different specialty.
Our Values
Reliability
We deliver on our commitments, every time. Your deadlines are our deadlines, and we understand the importance of timely financing.
Professionalism
Every interaction reflects our commitment to excellence. From our communication to our documentation, we maintain the highest standards in commercial lending.
Transparency
No hidden fees, no surprises. We provide clear terms, upfront pricing, and honest communication throughout the entire lending process.
Flexibility
We understand that every deal is unique. That's why we offer customized solutions tailored to your specific financing needs and project requirements.