Hard Money Loans - Fast Funding for Real Estate Investors
Close in 2-4 weeks with our flexible hard money loans. Whether you're fixing and flipping, bridging to permanent financing, or need fast capital for your next deal, we have the solution.
Why Choose Hard Money Loans?
Fast Closings
Close in 2-4 weeks after receiving complete documentation. When opportunity knocks, we answer with efficient approval processes.
High LTV Ratios
Access up to 90% LTV on your investment properties. Maximize your leverage and preserve capital for other opportunities.
Asset-Based Approval
We focus on the property value and deal potential, not just your credit score. Past credit issues? Not a problem for strong deals.
Flexible Terms
Customize your loan structure with interest-only payments, flexible prepayment options, and extension possibilities.
Direct Lender
Work directly with decision-makers. No middlemen, faster approvals, and personalized service from experienced professionals.
Multiple Exit Strategies
Options for refinancing, extending, or rolling into your next project. We support your long-term investment strategy.
Program Details
Loan Amounts
$75,000 - $20,000,000
Interest Rates
9-14% (varies by deal structure)
Terms
6-24 months
Closing Time
2-4 weeks after complete package
Prepayment Penalty
Pay off early without penalty. Many investors refinance or sell within 12 months.
Property Types
- ✓Single Family
- ✓Multi-Family (2-4 units)
- ✓Small Commercial
- ✓Land
- ✓Fix & Flip Projects
Credit Score
600+ preferred (exceptions for strong deals)
Down Payment
10-25% (varies by property type)
LTV
Up to 90% of purchase price or ARV
25+ Years of Experience
Trusted by real estate investors and business owners across Ohio
Proven Track Record
25+ years financing real estate investments across Ohio. We've funded thousands of deals and helped investors build substantial portfolios.
Deep Market Knowledge
We know the Ohio market inside and out. Our local expertise helps us evaluate deals quickly and accurately.
Investor-Focused Approach
We understand real estate investing because we're investors too. We structure loans that support your business strategy, not just one deal.
How It Works
Submit Application
Quick online application with basic property and project details
Property Evaluation
Our team reviews the property value and investment potential
Approval & Terms
Receive approval and customized loan terms within 24-48 hours
Close & Fund
Close in 2-4 weeks after receiving complete documentation and get funded to start your project
Frequently Asked Questions
Hard Money Loans in Ohio Cities (Plus Nationwide Lending)
Click on any city to view location-specific information, rates, and requirements
Hamilton County
Warren County
Montgomery County
Greene County
Clinton County
Marion County
Jefferson County
Fayette County
Kenton County
Campbell County
Serving Ohio, Northern Kentucky & Indianapolis
Headquartered in Cincinnati, we provide hard money loans throughout Ohio, Northern Kentucky, and Indianapolis. Local expertise, regional reach, personal service.
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Need Financing?
Fast approval • Flexible terms